NATIONAL FINANCIAL LITERACY MONTH: Pay with cash, court rewards and other helpful tips

Published: Friday, April 18, 2014 at 02:04 PM.

Look for rewards

Looking for business' rewards or incentive programs, whether at gasoline stations, grocery stores or hotels, could help your bank account balance, according to Lott.

"With these incentive programs, you could save ... 5 to 10 percent (on monthly expenses)," he said.  

Tax refunds

Spending tax refunds wisely is another part of a healthy financial plan, Shanklin said.

Use the refund to pay off debt; after that, see if some of it can go toward retirement, she said. The earlier people begin saving for retirement the better.

Big purchases

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