NATIONAL FINANCIAL LITERACY MONTH: Pay with cash, court rewards and other helpful tips

Published: Friday, April 18, 2014 at 02:04 PM.

EDITOR'S NOTE: April is National Financial Literacy month, so we appreciate a local financial adviser and loan officer for sharing tips on how residents can reach their financial goals. We hope their advice will inspire you.

Here is advice from experts. In addition, you can read a non-expert's view: from home cooking to thrifting, here.


CRESTVIEW — Before you can reach a financial goal, you have to identify financial holes.

That is, unnecessary expenses that appear on monthly bank statements, said Yvonne Shanklin, a financial adviser at Edwards Jones in Crestview.

Planning a budget for regular purchases — like grocery store trips, for example — helps, she said.

"People need to be more money aware and have a reasonable allowance in mind," she said.

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