Teaching young people about money management is an important life skill.
The University of Florida/Okaloosa County Extension’s 4-H and Family and Consumer Sciences programs help youths between ages 12 and 18 learn how to earn, spend and save money.
At home, parents can teach their teens these skills: • How to write a check
• How to keep a check register • How to fill in a deposit slip
• Understanding the difference between a debit card and a credit card
• How to make a budget or spending plan
Although check use is waning, it is still valuable to know how to write a check if you ever need it.
It is important for youths to have a basic understanding of money management. Teaching these concepts early will prepare them to have their own bank accounts and monthly income.
The UF/Institute of Food and Agricultural Sciences Extension’s 4-H Youth Development Program uses a learnby- doing approach to help youths gain the knowledge and skills they need to be responsible, productive citizens.
Creating safe, inclusive learning environments involving caring adults and using the University of Florida and the nationwide land grant university system’s expertise and resources help us do this.
Contact the Okaloosa County Extension Office, 689-5850, for more information on how to join 4-H.
Haley Worley is an agent at the Okaloosa County Extension office in Crestview.